Payroll-deductible loanOn October 2, 2019 by admin
Those who are negative and need a loan can count on affordable rates at one of the largest banks in the country.
Banks also has a payroll loan for negatives. Know and hire.
Want to know more about Payroll Loan? Which is? What other banks do?
Why make a loan?
Box is the main financial institution when it comes to credit, especially for individuals.
There are several types of loans and financing, with some of the most affordable rates in the market.
The main requirement to get the loan is to be a salaried employee of a private company or public servant whether State, Municipal or Federal or public company employee.
Advantages Of Borrowing In Cash
- It is possible to obtain payroll-deductible loans without the need for a guarantor, without the traditional consultations to agencies.
- INSS withdrawals and pensioners can also get Payroll Box.
- The paying company must also have an agreement with the bank. Check with your company HR to see if the bureau has a payroll deduction agreement with the banks, look for an agency.
If the company already has the agreement, just look for an agency with your documents (CPF, RG, proof of income and residence), make the simulation and sign the contract.
Withdrawals and pensioners can apply for credit over the internet or through self-service terminals.
What is the rate of the Payroll Loan?
- Rates vary by customer profile, civil servants, retirees and pensioners get rates of just over 1% per month.
- The amounts also depend on this profile and the installments cannot exceed 30% of the monthly net income.
Civil servants can hire up to 96 months, private sector workers up to 80 months and retirees and pensioners up to 72 months.
Another advantage is the secured payroll loan option, which gives access to different interest rates.
Who receives the salary in another bank, can open an account and request the automatic transfer of salary. In addition, it is also possible to request portability in which the loan with another bank is paid off and a new contract with lower rates is made with cash.
If you need credit and are negative, come to us.